CEO & Founder

Ben began his career at a commercial colocation and capital management data center company based in New York City. He transitioned into financial services and wealth management with a successful start in banking and began to build his practice with a boutique independent advisory and financial planning firm in Boston. In 2016, he founded Vector Capital Management LLC and expanded its scope to offer discerning clients personalized autonomy and dedicated solutions for their private wealth management needs. Ben invests his time assisting executives within the technology sector, partners in private equity firms, and successful business owners in navigating the strategic complexities associated with substantial liquidity events, profitable business exits and intergenerational succession strategy. Originally from Connecticut, Ben now calls the South End in Boston his home where he resides with his wife, son and their dog. Ben is an avid reader, active member of the Charles River Esplanade Association and other non-profit and charitable organizations. Outside the office you can find Ben running trail and road races, back country skiing, sailing or on Cape Cod spending time with friends and family on summer weekends.

Curtis Rafter

Investment Advisor Representative

Curtis specializes in building financial roadmaps for his clients to provide them clarity that they are making the right decisions that can get them to their stated goals securely and efficiently. Before building and implementing a strategic plan, Curtis understands that it first begins with understanding a client’s goals and providing education to foster their confidence in their decision making. With his team and strategic alliances, he works with clients on retirement planning, estate conservation, tax exposure, insurance, and income protection strategies. He is a native to the Boston area and resides in Chestnut Hill with his fiancée and their dog, Teddy.


Financial Representative

Sawyer transitioned into financial services after a successful career within the golf industry. He completed his time with the PGA of America as manager of a private club in his hometown of Barnstable, MA.

During his time in the hospitality industry, Sawyer mastered the art of providing unparalleled customer experiences and developing meaningful relationships. This approach and skillset is felt by his clients, resulting in high levels of satisfaction and long-lasting trust.

Through financial planning, Sawyer impacts the lives of young professionals, established families, and businesses, allowing them to achieve their goals personally, professionally, and financially. Collaborating with a team of experts affords him the opportunity to provide tremendous value for his clientele, fostering confidence, clarity, and security.

Outside of the office, you can find Sawyer skiing in the winter and down the Cape during the summer – golfing, fishing, or driving out on Sandy Neck Beach. He lives in the South End with his lovely wife Brittany, calling Boston home.

Additional Estate and Business Planning Resources

David Grebber, J.D.*, LLM, LUTCF

Agency Director—Advanced Markets

David Grebber’s collaborative approach, distinguished professional background, and technical knowledge position him as a skilled and respected specialist in the identification and implementation of sophisticated planning strategies.

David Grebber joined Baystate Financial with over thirty years of experience in the financial services industry. He has a rich and well-rounded background working with prominent life insurance companies and respected investment management firms, supporting high net worth individuals and families, and business owners in achieving their goals and objectives.

David earned his Master of Laws degree in taxation from Boston University School of Law, his Juris Doctorate* from Western New England University School of Law, and his Bachelor of Arts degree from the University of Rochester.

*Not practicing on behalf of MML Investors Services, LLC or its affiliates.

Herbert K. Daroff, J.D.*, CFP®, AEP®

Director of Estate & Business Planning

Herbert K. Daroff has been with Baystate Financial since 1996. He sees himself as a professional problem solver, educated as an engineer and attorney, and practicing as a Certified Financial Planner™ professional. Herb earned a B.S. in Commerce & Engineering from Drexel University in 1975 as well as a J.D.* from Temple University School of Law in 1979, where he was the Evening Division Class President.

Herb’s primary expertise is multi-generational tax planning and multi-generational creditor protection. He is a very active volunteer in his community and in financial services. His activities in these areas include:

· Leadership as past President of the Greater Boston Chapter of the International Association for Financial Planning (IAFP, now FPA, Financial Planning Association);

· Leadership as past President of the Boston Society of Financial Services Professionals;

· Involvement as a former member of two national CFP® Board committees, Board of Practice Standards and Board of Professional Review

· Involvement as a former member of the national IAFP Ethics Committee; and

· Time spent as member of the adjunct faculty at Bentley University in Waltham, MA

Herbert K. Daroff’s creativity, experience, and resourcefulness enable him to work very well with the public and their professional advisory team in order to implement solutions responsive to each client’s financial objectives.

*Not practicing on behalf of MML Investors Services, LLC or its affiliates.

Site Disclosures

Vector Capital Management (VCM), is located in Boston. VCM and its representatives are in compliance with the current filing requirements imposed by those jurisdictions in which VCM maintains clients. VCM may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. VCM’s web site is limited to the dissemination of general information pertaining to its consulting services, together with access to additional product related information, publications, and links. Accordingly, the publication of VCM’s web site on the Internet should not be construed by any consumer and/or prospective client as VCM’s solicitation to effect, or attempt to effect transactions in any product, or the rendering of personalized product advice for compensation, over the Internet. Any subsequent, direct communication by VCM with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of VCM, please contact the state governing bodies for those states in which VCM maintains a license. VCM does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to VCM’s web site or incorporated herein, and takes no responsibility therefor. All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Neither Vector Capital Management nor its representatives provide tax or legal advice or services. Clients should consult their qualified legal, tax and accounting advisors as appropriate. Securities and investment advisory services offered through qualified registered representatives of MML Investors Services, LLC. Member SIPC. Vector Capital Management is not a subsidiary or affiliate of MML Investors Services, LLC. or its affiliated companies. OSJ: 1 Marina Park Drive, 16th Floor Boston MA 02210. 617-585-4500.

With over 17 years of combined experience and education in financial services and in-depth knowledge of the ever-changing insurance industry landscape, we can help to provide you with bespoke solutions for your unique situation.

We are registered to offer securities in the following jurisdictions:

We are licensed to sell insurance products in the following jurisdictions:

Benjamin Zimbel, domiciled in MA; California Insurance Lic. #0M92568

Curtis Rafter, domiciled in MA; California Insurance Lic. #4214598