OUR TEAM
BENJAMIN ZIMBEL
CEO & Founder
Curtis Rafter
Investment Advisor Representative
Curtis specializes in building financial roadmaps for his clients to provide them clarity that they are making the right decisions that can get them to their stated goals securely and efficiently. Before building and implementing a strategic plan, Curtis understands that it first begins with understanding a client’s goals and providing education to foster their confidence in their decision making. With his team and strategic alliances, he works with clients on retirement planning, estate conservation, tax exposure, insurance, and income protection strategies. He is a native to the Boston area and resides in Chestnut Hill with his fiancée and their dog, Teddy.
SAWYER LYNN
Financial Representative
Sawyer transitioned into financial services after a successful career within the golf industry. He completed his time with the PGA of America as manager of a private club in his hometown of Barnstable, MA.
During his time in the hospitality industry, Sawyer mastered the art of providing unparalleled customer experiences and developing meaningful relationships. This approach and skillset is felt by his clients, resulting in high levels of satisfaction and long-lasting trust.
Through financial planning, Sawyer impacts the lives of young professionals, established families, and businesses, allowing them to achieve their goals personally, professionally, and financially. Collaborating with a team of experts affords him the opportunity to provide tremendous value for his clientele, fostering confidence, clarity, and security.
Outside of the office, you can find Sawyer skiing in the winter and down the Cape during the summer – golfing, fishing, or driving out on Sandy Neck Beach. He lives in the South End with his lovely wife Brittany, calling Boston home.
Our Internal Estate and Business Planning Attorneys
David Grebber, J.D.*, LLM, LUTCF
Agency Director—Advanced Markets
David Grebber’s collaborative approach, distinguished professional background, and technical knowledge position him as a skilled and respected specialist in the identification and implementation of sophisticated planning strategies.
David Grebber joined Baystate Financial with over thirty years of experience in the financial services industry. He has a rich and well-rounded background working with prominent life insurance companies and respected investment management firms, supporting high net worth individuals and families, and business owners in achieving their goals and objectives.
David earned his Master of Laws degree in taxation from Boston University School of Law, his Juris Doctorate* from Western New England University School of Law, and his Bachelor of Arts degree from the University of Rochester.
*Not practicing on behalf of MML Investors Services, LLC or its affiliates.
Herbert K. Daroff, J.D.*, CFP®, AEP®
Director of Estate & Business Planning
Herbert K. Daroff has been with Baystate Financial since 1996. He sees himself as a professional problem solver, educated as an engineer and attorney, and practicing as a Certified Financial Planner™ professional. Herb earned a B.S. in Commerce & Engineering from Drexel University in 1975 as well as a J.D.* from Temple University School of Law in 1979, where he was the Evening Division Class President.
Herb’s primary expertise is multi-generational tax planning and multi-generational creditor protection. He is a very active volunteer in his community and in financial services. His activities in these areas include:
· Leadership as past President of the Greater Boston Chapter of the International Association for Financial Planning (IAFP, now FPA, Financial Planning Association);
· Leadership as past President of the Boston Society of Financial Services Professionals;
· Involvement as a former member of two national CFP® Board committees, Board of Practice Standards and Board of Professional Review
· Involvement as a former member of the national IAFP Ethics Committee; and
· Time spent as member of the adjunct faculty at Bentley University in Waltham, MA
Herbert K. Daroff’s creativity, experience, and resourcefulness enable him to work very well with the public and their professional advisory team in order to implement solutions responsive to each client’s financial objectives.
*Not practicing on behalf of MML Investors Services, LLC or its affiliates.
